Feel Free to Talk to Us Today! Phone: 732-339-1933

Message Us at: Info@hcwlnj.com

Flexible coverage options include insurance plans and private pay.

We work with most insurance providers and also accept private pay support for flexible options. 

Our Accepted Insurance

  • Medicaid
  • Horizon NJ Health
  • WellCare
  • Aetna Better Health
  • UnitedHealthcare
  • Fidelis Care
  • Private Pay
  • Long-Term Care Insurance Plans
  • HMO Insurances
  • Wellpoint
  • Fidelis
  • United Health
  • Horizon NJ
  • Aetna Better Health
  • Waiver Programs: Waiver programs have different eligibility criteria than traditional Medicaid, although they offer similar benefits. Waiver programs include, but are not limited to:
  • Respite Care Program: Respite programs offer funding for healthcare services as a means of providing relief for families and unpaid caregivers. Elderly individuals and disabled individuals over the age of 18 are eligible for respite care. Additional eligibility criteria include:
    • Resident of New Jersey
    • Chronic physical or mental disability that requires supervision or daily living assistance from a caregiver
    • Income at or below $1,682 per month ($3,384 for couples)
    • Liquid assets of less than $40,000
  • Veterans Administration: Qualified veterans are eligible for home care services. Contact your local Veterans Administration facility for more information.
  • Older Americans Act and Social Service Block Grants: On account of the Older Americans Act, the federal government subsidizes the cost of certain services for elderly citizens. There are no income restrictions, and those over the age of 60 are eligible.
  • Insurance: Both long-term care insurance and standard health insurance may cover home healthcare services, a little known fact. Calling your insurance provider may yield some surprising results, especially if home care is covered in its entirety!
  • Private Payment: Private payment is often necessary to pay for home care services or to supplement the limited funding provided by another source. This is particularly true for individuals who require supervision rather than “medically-related care.” Non-profit home care agencies may have sliding fee scales or subsidy funds to aid those with limited means.

For specific coverage details, please contact us today.